Terms & Conditions

These Terms and Conditions ("Terms") govern your use of the Toradze Capital Solutions LLC website and services. By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

Acceptance of Terms

By submitting an inquiry, application, or otherwise engaging with Toradze Capital Solutions LLC ("Toradze Capital," "we," "us," or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy.

Services Overview

Toradze Capital Solutions LLC is a direct business lender offering flexible funding solutions, including but not limited to:

• Working capital loans
• Equipment financing
• Revenue-based financing
• Invoice financing
• Inventory financing
• Commercial real estate financing

All financing is subject to credit approval and underwriting. We reserve the right to decline any application at our sole discretion.

Eligibility

To apply for our services, you must:

• Be at least 18 years of age
• Have the legal authority to enter into binding contracts
• Operate a legitimate business entity
• Provide accurate and complete information in your application

Application Process

When you submit a funding inquiry or application, you authorize us to:

• Verify the information you provide
• Obtain credit reports and financial data from third-party sources
• Contact you via email, phone, or SMS (if you have provided consent)
• Share your information with underwriting partners and financial institutions as necessary

You represent and warrant that all information provided is true, accurate, and complete. Providing false or misleading information may result in the immediate termination of your application and potential legal action.

Loan Terms & Conditions

If your application is approved, specific loan terms will be provided in a separate funding agreement. Terms may include:

• Loan amount and funding fees
• Interest rate or factor rate
• Repayment schedule and frequency
• Prepayment terms
• Default and late payment terms

You are responsible for reviewing and understanding all loan documents before signing. By accepting a funding offer, you agree to the specific terms outlined in your loan agreement.

Prohibited Uses

You agree not to use our website or services to:

• Engage in fraudulent or illegal activities
• Provide false, misleading, or inaccurate information
• Violate any applicable laws or regulations
• Interfere with the operation of our website or systems
• Attempt to gain unauthorized access to our systems or data

Intellectual Property

All content on the Toradze Capital Solutions LLC website, including text, graphics, logos, images, and software, is the property of Toradze Capital Solutions LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content on our website without our prior written consent.

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee:

• That our website will be available at all times or free from errors
• That funding will be approved or terms will meet your expectations
• The accuracy, reliability, or completeness of any information on our website

Limitation of Liability

To the fullest extent permitted by law, Toradze Capital Solutions LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website, including but not limited to:

• Loss of profits or revenue
• Business interruption
• Loss of data or information
• Denial or delay of funding

Our total liability shall not exceed the amount of fees paid by you to us in the 12 months preceding the event giving rise to liability.

Indemnification

You agree to indemnify, defend, and hold harmless Toradze Capital Solutions LLC, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including legal fees) arising from:

• Your use of our services or website
• Your violation of these Terms
• Your violation of any third-party rights
• Any false or misleading information you provide

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved in the state or federal courts located in Morris County, New Jersey.

Dispute Resolution

In the event of a dispute, you agree to first attempt to resolve the matter informally by contacting us at david@toradzecapitalsolutions.com. If the dispute cannot be resolved informally, it may be subject to binding arbitration as outlined in your loan agreement (if applicable).

Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website with an updated "Effective Date." Your continued use of our services after changes are posted constitutes your acceptance of the revised Terms.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any loan agreements you enter into, constitute the entire agreement between you and Toradze Capital Solutions LLC regarding your use of our services.

Contact Us

If you have any questions or concerns regarding these Terms, please contact us:

Toradze Capital Solutions LLC
306 Sun Valley Way
Florham Park, NJ 07932
Email: david@toradzecapitalsolutions.com